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How to Create a Systematic Investment Plan

Systematic Investment Plans (SIPs) are best suited for people who do not have a sizeable lump-sum to build long-term wealth. They are ideal for salaried people who can invest on a monthly basis to reach their financial goals.

Now that you have identified your financial objectives, analysed your risk appetite and set your return expectations, it is now time to create a Systematic Investment Plan.

In case you do not know how to set aside every month, please do use our SIP Calculator. SIP Calculator

Based on your risk profile, you can select the right asset allocation suited for you.

Asset Class Conservative Moderately Conservative Moderately Aggressive Aggressive
Equity 25% 40% 60% 75%
Debt 75% 60% 40% 25%
Total 100% 100% 100% 100%
Model Portfolio
Fund Name Conservative Moderately Conservative Moderately Aggressive Aggressive
Equity-Large Cap Funds 10% 15% 10% 15%
Equity-Large & Midcap Funds 0% 5% 15% 20%
Equity-Multi Cap Funds 0% 5% 10% 10%
Equity-Mid Cap and Small cap Funds 0% 5% 15% 25%
Equity – Balanced Funds 15% 5% 10% 5%
Hybrid – Arbitrage Funds 30% 30% 20% 15%
Income Funds 20% 15% 10% 5%
Debt- Short term Funds 25% 20% 10% 5%
Total 100% 100% 100% 100%

You are now one step away from creating your Systematic Investment Plan. Now that you have decided on your asset allocation, we also help you select the right mutual funds under each of the categories, through our in-house research note, Chola Fund Selector.

To execute your investment decision, get in touch with our executive right now.
Happy investing…!!